What we'd suggest
At your age, this is a different conversation.
Once you reach full retirement age, Social Security disability benefits convert to retirement benefits — so for most people over 65 the useful questions are about Medicare, about retirement timing, and about any benefits a spouse or dependent may be entitled to. A specialist can walk you through which of those applies to you.
Read about Medicare and retirementReady to talk
You can still talk it through.
There's no cost and no obligation, and a specialist can tell you plainly whether it's worth pursuing right now or worth waiting on.
Talk about retirement and Medicare(207) 368-7925
- You'll speak with a Disability Info Specialist — a person at a benefits advocacy office, not an SSA employee.
- It's free, and you're never obligated to anything.
- You will not be asked for your Social Security number on this call.
Nobody can promise you'll qualify — including us.